What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Every driver faces the decision of how much protection is enough, and whether it's worth paying for the widest option. CheapInsurance.com analyzes insurance data, risk factors and real-world scenarios ...

Car insurance isn't one-size-fits-all: Your budget, risk profile and other factors determine what kind of policy you get and how much it'll cost. However, every state but one requires drivers to get a ...

Learn how prior acts coverage protects against claims on past events under liability insurance. Discover retroactive dates and coverage differences.