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David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

When writing a list, you should put a comma between each item, except for the last item where you use ‘and’. Narrator: To stop yourself hitting the ground and turning into a brain slushy you will need ...

You can use apostrophes to show that you have omitted (left out) some letters when you are joining words together. For example, you can join the words ‘you’ and ‘are’ together. You + are = you're. The ...